UPS

हिंदी

Implementation of the Multiple NAVs framework w.e.f. April 1, 2026, Click Here. NPSCRA – Informational website of CRA has migrated from https://www.npscra.proteantech.in/ to https://www.npscra.proteantech.in As per Regulatory directions, schemes of MAX Life Pension Fund Management Limited will be discontinued w.e.f. 18-04-2025 Toll Free Number - 1800 889 1030 of Atal Pension Yojana (New NPS-CRA toll-free number 1800 210 0080) Go Paperless: Opt for an Email Annual Transaction Statement Protean CRA Migration: https://enps.nps-proteantech.in Click Here for Aadhaar Seeding of APY Subscribers

PFRDA notification : Operationalisation of Unified Pension Scheme Regulations

PFRDA notification : (Amendments) Operationalisation of Unified Pension Scheme( UPS) Regulations – December 23, 2025

PFRDA notification : Operationalisation of Unified Pension Scheme( UPS) Regulations – March 19, 2025

Training Schedule for Unified Pension Scheme (UPS)

PFRDA Training Schedule for Unified Pension Scheme

Quick Links for Subscribers

1. Register for UPS ( New Recruits joining Central Government from April 1, 2025)

2. UPS Calculator (For Retirees till March 31, 2025)

3. UPS Calculator- NPS Trust

Frequently Asked Questions (FAQs) - Unified Pension Scheme (UPS)

1. Frequently Asked Questions(FAQs) - Unified Pension Scheme (UPS)

2. Central Civil Services (Implementation of the Unified Pension Scheme under the National Pension System) Rules, 2025

3. Frequently asked Questions – Tax Treatment under UPS

4. FAQs - Resolving rejection reasons under UPS

Standard Operating Procedure (SOP)

Subscriber:

1. SOP -UPS_Initiation by Subscriber_For Shifting from NPS to UPS _ Version 1.0

2. SOP on Initiation of UPS Claim request by NPS Subscriber Retirees till March 31, 2025_Ver 1.0

3. SoP for processing of UPS claims by Subscriber who superannuated/retired on or before 01/04/2025 (Form B1) - Version 1.1

4. SoP for processing of UPS claims by Subscriber who superannuated/retired on or before 31/03/2025 along with Replenishment (Form B2) - Version 1.2

Nodal office:

1. SOP -Shifting from NPS to UPS_Offline process_DDO_PAO_Version 1.0

2. SOP -UPS_Nodal office_For Shifting from NPS to UPS_Online _DDO_PAO Version 1.0

3. SOP -UPS_Aadhaar based Registration_ DDO Verification_ PAO Authorisation _ Version 1.0

4. SOP- UPS Claim Benefit Offline process- initiating of claim by DDO and processing by PAO_Version 1.0

5. SOP - Procedure for Data Upload by DDOs on receipt of Physical Forms_Version 1.0

6. Processing of UPS Claim (Form B6) – for Spouse of a deceased retiree ( till March 31, 2025) eligible for UPS benefits but not availed

7. SOP- UPS Claim Benefit Online process-Processing of claim by DDO-PAO submitted by Subscriber_Version 1.0

8. Processing of UPS Claim Benefits (Form B1)_DDO_PAO_Online_Version1.0

9. SoP for Updating DoB/DoR/Name change for UPS Subscribers

Forms under Unified Pension Scheme (UPS)

1. Form A1 – UPS Subscriber Registration form - Government Sector

2. Form A2 – UPS Subscriber Migration form - Government Sector

3. Form B1 - Claim Form for UPS Retired Subscriber (on or after April 1, 2025)

4. Form B2 – UPS Claim & Payout Form – Retirees till Mar 31, 2025

5. Form B3 - Claim Form for Spouse of a deceased retiree (on or after April 1, 2025) eligible for UPS Benefits and already availed

6. Form B4 - Claim Form for Spouse of a deceased retiree ( till March 31, 2025) eligible for UPS Benefits and already availed

7. Form B5 - Claim Form for Spouse of a deceased retiree (on or after April 1, 2025) eligible for UPS Benefits but not availed

8. Form B6 – Claim Form for Spouse of a deceased retiree ( till March 31, 2025) eligible for UPS benefits but not availed

File Formats (FPU & FVU) & Utilities for Unified Pension Scheme

1.Subscriber Registration

a. File Validation Utility (FVU)

b. File Format for Backoffice

2.Subscriber Contribution Upload

a. File Preparation Utility_CG_UPS_V1.56

b. File Preparation Utility_SG_UPS_V1.56

c. File Validation Utility_UPS_1,91

d. File Format for Backoffice

PFRDA Circulars/Notifications - UPS

Circular Date	Subject of Circular
24-Dec-25	Gazette Notification - PFRDA (Operationalisation of Unified Pension Scheme under National Pension System) (Amendment) Regulations, 2025
10-Dec-25	Master Circular on Investment Guidelines for Government Sector - UPS/NPS/APY Schemes- Central/ State Government (default), Corporate CG, NPS Lite, Atal Pension Yojana and APY Fund Scheme
01-Dec-25	Enhancement of Investment Choice Options under NPS & UPS for Central Government Subscribers
06-Oct-2025	Extension of cut-off date for exercising Option of Unified Pension Scheme (UPS) under NPS by two months i.e., upto 30th November 2025
24-Sep-2025	Central Government employees under Deputation/Foreign Services to submit Form A2 to opt for UPS.
19-Sep-2025	Physical submission of 'Form A1' by New Joinees intending to opt for UPS by 30.09.2025
16-Sep-2025	Physical submission of UPS requests to nodal offices till 30.09.2025
14-Sept-2025	One-time option for Central Government employees who joined services on or after 01.04.2025 and up to 31.08.2025 to opt for UPS
02-Sep-2025	Central Civil Services (Implementation of the Unified Pension Scheme under the National Pension System) Rules, 2025
25-Aug-2025	DFS O.M.- Unified Pension Scheme (UPS) – lntroduction of One-time One-way Switch facility from UPS to NPS
2-Jul-2025	CBDT O.M.-Tax treatment under Unified Pension Scheme (UPS)
26-June-2025	Extension of cut-off date for exercising Option of Unified Pension Scheme (UPS) under NPS by three months i.e upto 30 September 2025
18-Jun-2025	DoPPW O.M. - Extension of benefits of Retirement Gratuity and Death Gratuity to the central Government employees covered by Unified Pension Scheme
18-Jun-2025	Revised NPS Rule 10 O.M. - Options to avail benefits under old pension scheme on death of Government servant during service or his discharge from Government service on account of invalidation or disability for Central Government servants covered under Unified Pension Scheme
30-Apr-2025	Circular-Declaration of Representative Annuity Rate for March 2025 under the Unified Pension Scheme
19-Mar-2025	PFRDA Notification (OPERATIONALISATION UPS UNDER NPS) Regulations 2025

Raise Query/enquire for UPS Claim benefits

• For any UPS Claim related queries, write to us at UPSClaim@proteantech.in

Contact details:

You may contact us on 020-69066909 for and queries pertaining to UPS Claim benefits (Please mention PRAN)